Terms & Conditions

Last updated: December 2025

Welcome to the website operated by Fractional Leverage Inc. (“we”, “our”, “us”).
By accessing or using this website (“Site”), you agree to these Terms and Conditions (“Terms”).
If you do not agree, please discontinue use of the Site.

These Terms apply to all visitors, customers, account holders, subscribers, clients, and all other users of the Site.

1. Company Information

Fractional Leverage Inc.
Registered in Canada.
Office Address: 602 Citadel Parade, Vancouver, British Columbia, V6B 1X2
Email: legal@fractionalleverage.com

2. Use of the Site

2.1 Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use this Site.

2.2 Acceptable Use

You agree not to:

Use the Site in any unlawful or harmful manner
Attempt to breach security, reverse engineer, or copy the Site
Upload harmful code
Use the Site to process or store unlawful data

We may suspend or terminate your access for any violation.

3. Information Accuracy & Availability

We work to ensure the accuracy of information on the Site but do not guarantee:

uninterrupted service,
error-free content,
or complete accuracy of third-party information.

We may modify or remove content at any time.

4. Accounts (Where Applicable)

If account creation is offered:

You must provide accurate information
You are responsible for safeguarding login credentials
We may suspend or terminate accounts for misuse

5. Intellectual Property

Unless stated otherwise, all content on this Site—including text, graphics, branding, software, and design—is the property of Fractional Leverage Inc.

You may not reproduce, distribute, or adapt content without written permission.

6. Third-Party Links

The Site may contain links to third-party websites.
We are not responsible for:

their content
their accuracy
their security
or their privacy practices

Use them at your own risk.

7. Payment Terms (If Applicable)

If the Site offers paid products or services:

Prices are shown before purchase
Taxes may apply depending on jurisdiction
All payments must be authorised and valid
Refund policies, if applicable, will be disclosed during checkout

8. Limitation of Liability

To the fullest extent permitted by law, Fractional Leverage Inc. is not liable for:

indirect, incidental, or consequential damages
loss of profits, data, or business
service interruption
misuse of the Site by third parties

Our liability, if any, will not exceed the amount paid to us for services in the 12 months preceding the claim.

9. Warranties Disclaimer

The Site is provided “as is” without any warranties, express or implied, including:

merchantability
fitness for a particular purpose
non-infringement

We do not guarantee that the Site will be error-free or secure.

10. Privacy & Data Protection

Our collection, use, and disclosure of personal information are governed by:

UK GDPR (for UK users)
PIPEDA (Canada)
BC Personal Information Protection Act (PIPA)
Our Website Privacy Policy
This Terms & Conditions document (including Section 11: Data Processing Addendum)

Using the Site constitutes agreement with our Privacy Policy and Cookie Policy.

11. Data Processing Addendum

This section applies where Fractional Leverage Inc. processes personal data on behalf of clients, subscribers, or account holders.

11.1 Roles

Controller: The party determining the purpose of processing (typically the client).
Processor: Fractional Leverage Inc., acting under written instruction.

11.2 Nature & Purpose of Processing

We process personal data only as necessary to provide our services, including:

account management
analytics
client service delivery
hosting and storage
technical support

11.3 Compliance with Applicable Laws

We comply with:

UK GDPR
PIPEDA
BC PIPA

Controllers are responsible for securing lawful grounds for their transfer of data to us.

11.4 Security Measures

We implement technical and organisational measures including:

encryption (in transit and at rest where applicable)
secure access controls
data minimisation
incident monitoring
secure deletion protocols

11.5 Confidentiality

All staff with access to personal data are bound by confidentiality obligations.

11.6 Sub-Processors

We may use third-party processors such as cloud hosting providers.
We will:

ensure equivalent safeguards
provide a list on request
notify material changes where required

11.7 International Transfers

Where data leaves the UK/EEA, we will use:

UK IDTA
Standard Contractual Clauses (SCCs)
Adequacy decisions, where available

11.8 Data Subject Rights

We will support Controllers with:

access requests
correction
deletion
portability requests
objections or restrictions

11.9 Data Breaches

We will notify Controllers without undue delay if a personal data breach occurs.

11.10 Return or Deletion of Data

Upon termination, we will return or securely delete personal data unless legally required to maintain it.

11.11 Audit Rights

Controllers may audit our compliance once per year with reasonable notice. Remote audits are preferred.

12. Termination

We may suspend or terminate:

access to the Site
accounts
or service agreements

for violating these Terms or in case of misuse.

You may stop using the Site at any time.

13. Governing Law

These Terms are governed by the laws of:

British Columbia, and
Canada,

without regard to conflict-of-law principles.

Users from other jurisdictions are responsible for ensuring their compliance with local laws.

14. Changes to These Terms

We may update or modify these Terms at any time.
Revisions will be posted with a new “Last Updated” date.
Continued use of the Site indicates acceptance of updated Terms.

15. Contact Us

If you have questions, you may contact:

Fractional Leverage Inc.
Email: legal@fractionalleverage.com